Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content What Can a Million Dollars Buy You? $1 million in a diversified portfolio could help finance part of your retirement. Coaches Coaches have helped you your whole life, in ways big and small. We'd like to be one of them. Understanding the Alternate Valuation Date Executors can value the estate on the date of death, or on its six-month anniversary —the “Alternate Valuation Date."